SBA 504 20-year loans are funded every month and 10-year loans are funded only in the odd numbered months of the year.
Year
Month
10-Year Rate
20-Year Rate
2013
May
3.612%
4.152%
April
4.162%
March
3.712%
4.300%
February
4.290%
January
3.625%
4.212%
2012
December
4.009%
November
3.520%
4.171%
October
4.262%
September
3.487%
4.279%
August
4.451%
3.700%
4.459%
4.500%
3.757%
4.462%
4.749%
3.826%
4.591%
4.711%
4.012%
4.839%
4.950%
2011
3.952%
4.910%
4.799%
3.771%
4.700%
5.142%
4.503%
5.590%
5.521%
4.592%
5.639%
5.900%
4.894%
5.941%
6.071%
4.706%
5.739%
5.571%
2010
3.890%
5.102%
4.882%
3.690%
4.622%
4.931%
4.169%
5.213%
5.294%
4.607%
5.523%
5.774%
4.602%
5.605%
5.555%
4.914%
5.794%
5.465%
2009
4.545%
5.42%
5.25%
4.256%
5.143%
5.393%
4.368%
5.244%
5.897%
4.490%
5.374%
5.254%
5.072%
5.604%
5.704%
6.321%
6.669%
7.171%
2008
7.115%
7.745%
6.604%
6.364%
6.574%
6.994%
6.598%
6.845%
6.653%
6.106%
6.463%
6.343%
5.819%
6.462%
6.132%
5.79%
6.14%
6.258%
2007
6.368%
6.480%
6.542%
6.505%
6.529%
6.751%
6.789%
6.68%
6.359%
6.280%
6.288%
6.296%
6.199%
6.465%
6.441%
6.29%